Carnival Early Saver is a huge push right now but again you must understand the rules. The perks of course you save money when booking and if the price drops during the last 60 days you can ask for a credit.
However, lets talk about insurance. If you book Early Saver and you cancel you get a $50 penalty per person and the rest of your deposit goes for a future cruise booking. The money must be used in the next 20 months. That’s fine but insurance gets tricky with Early Saver.
If you booked any other offer and you have not made the final payment insurance is refundable if canceled. This is not the case with Early Saver. They give you a credit for a future cruise just like they did with the deposit. If you decide to use the insurance for cancel any reason you only get 75% back in a future credit. I assume you can use this if you run out of the 20 months. Complicated? Absolutely! Try to find the policy on this as well!! LOL
So the best way to add insurance is at final payment unless you have a medical condition. This could get you a full refund if you cancel due to medical reasons but you would still lose your insurance money. In a non Early Saver you would lose nothing if canceled before final payment. If you book with a Travel Agent I would suggest looking at their insurance or even a private company. Many won’t have the clause as Early Saver does and could benefit you . Some will give you refund so it could be a win win! Just ask do I get refund if I cancel before final payment?
